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What is the difference between pet insurance and a pet wellness plan?

What is the difference between pet insurance and a pet wellness plan?

Wellness plans and pet insurance are tow different options you have to make healthcare for your pet more affordable. Each has their benefits, but the key is to understand their differences. Here, our Johns Creek vets explain more about wellness plans and pet insurance.

Protecting Your Pet's Future

Pet insurance and pet wellness plans offer benefits to the affordability of your pet's healthcare, but each does so differently. It is key for you to understand what kinds of services you pet is covered for when you opt for a wellness plan or pet insurance. By eductaing yourself about your options, you won't be left in the lurch when you visit your vet or need to plan your payments for veterinary care.

What is a wellness plan?

Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.

Wellness plans allow you to adopt a more proactive approach to veterinary care by paying a small monthly amount rather than a lump sum each visit. These plans help your vet spot early signs of any conditions or diseases your pet may have before they become more serious, and more expensive to treat.

What does a wellness plan cover?

Usually wellness plans cover routine veterinary care such as wellness exams, parasite prevention, blood tests, and vaccinations. Improving and maintaining your pet's overall health over their life is easier when using these plans because the cost of your pet's routine care is more spread out.

What is pet insurance?

Pet insurance is designed to help you take care of the cost of your pet's potential emergency veterinary treatments. 

Treating illnesses like cancer or diabetes and emergency treatments can be pretty expansive. If you have pet insurance, it means you will have help to pay the bills for accidents, conditions, or illnesses that are covered as part of your pet insurance policy.

What does pet insurance cover?

Pet insurance policies differ but they generally cover treatment for illnesses or emergency treatment required after accidents. Some policies may also include prescription medications and the treatment of hereditary and congenital conditions as well as orthopedic conditions.

How do I choose which option to buy?

Making sure you understand precisely how pet insurance and wellness plans can benefit you and your pet will inform your decision about what option is right for you. Some pet owners choose either one or the other, while others sign up for both to make sure their pet can complete coverage of healthcare. 

If you aren't sure wat option is right for you and your beloved pet, ask your vet. They will be able to help you identify your pet's particular needs and concerns and determine what option will work best for you.

Caring for Pets in Johns Creek

Johns Creek Veterinary Clinic welcomes new and existing clients to our veterinary clinic.

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